Commercial loan origination system - Commercial lending platform & software

End-to-End Commercial Loan Origination and Risk Management

Elevate your commercial lending capabilities with Linedata Capitalstream, our end-to-end lending and risk management solution designed for financial institutions that require configurability, deep functionality, and enterprise grade automation. Unlike rigid, legacy systems, Linedata Capitalstream is modular in architecture and scalable by design, allowing you to tailor your loan origination system to align with your business model, not the other way around.

With automation that increases lending volumes by 70%+, and advanced portfolio monitoring to reduce operational losses by 18bps or more, Linedata Capitalstream is the commercial loan origination system built to supercharge your business.

Go Beyond Potential. Become Exceptional with Linedata Capitalstream.

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Evolve Your Business Lending

1

Mobility: Amplify Client Interactions

Initiate credit applications anytime, anywhere
Immediate processing and status tracking
View real-time customer and portfolio insights in pre-configured dashboards and intuitive forms
Ensure data confidentiality with robust security
Easy navigation on desktop or mobile device

2

Elevated Customer Engagement Through Digital Innovation

Enhance the customer experience with a fully digital self-service portal – submit, upload required documents, track application status
E-signature integration for an end-to-end digital customer journey
Increase application throughput without additional resources
Monitor real-time insights into loan details such as loan balance, remaining term, and upcoming events
Personalize the solution and self-service portal to reflect your brand
Information and updates at your customer’s fingertips providing process transparency

3

Streamlined Loan Origination and Risk Management

Fully digital loan origination process enhances speed, efficiency, and accuracy
Make smart credit decisions with data aggregation, tracking, reporting, and analytics
Robust financial analysis and historical tracking aid in determining risk and limiting exposure
Maximize efficiency with our auto-decisioning features tailored to your organization
A flexible integration framework and APIs to create your ideal credit ecosystem
Stay up to date with continuous feature enhancements

4

Effective Ongoing Customer and Portfolio Monitoring

Effortlessly manage customer transactions, collateral, and covenants post-booking
Centralized management of origination and portfolio activities
Empower relationship managers with our mobile sales app to find opportunities, prepare for meetings, and manage applications on the go.
Manage scheduled portfolio activities while proactively monitoring your portfolio through automated surveillance