Risk management and smart decisioning is crucial to profitable automotive loan and lease origination. With Linedata’s underwriting module, your applicant’s contracts, payment history, credit bureau inquiries and related parties can be analyzed by the embedded credit decision engine to auto-decision or forwarded to your credit analyst. Linedata’s underwriting module gathers and presents all pertinent borrower information in a convenient and fully customizable 360° view. Once the deal is ready for your customer’s final approval, documents are generated and can be sent out for e-signature.
Each stage of decisioning and underwriting is streamlined with configurable workflows to save time and create efficiencies while maintaining your credit policies. Plus, auditors will love the consistency of your operations and the built-in tracking capabilities of the solution.
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