Leasing & Credit

Over recent years, the economic and financial landscape has been in turmoil. The lending and asset finance industry has, consequentially, to develop business and optimize productivity while adapting to new regulations and new consumer habits.

With many years expertise in your sector, Linedata is the ideal partner to support your growth both in new product offerings and in the international marketplace, with over 100 systems rolled out in 25 countries worldwide.

LINEDATA EKIP, THE INTERNATIONAL, SCALABLE, and leading FRONT-TO-BACK SOLUTION

Linedata Ekip is a unique, global and recognized software solution that covers all the operations of both retail and commercial finance:

  • A front, middle and back lending & asset finance solution from sales and marketing to accounting
  • All lending & asset finance activities from simple and small tickets to very complex financial operations
  • An international solution already deployed in 25 countries and covering local and regulatory requirement

LINEDATA, A TEAM OF EXPERTS WORKING FOR YOU

With the experience of over 100 installations, we can offer you the benefit of our unique project management expertise. Our team is at your disposal to deal with all your set up, roll out and migration projects.

Overview

A flexible and scalable offering: We provide all the functionality required to manage your contracts in the Front, Middle and Back Office, with complete flexibility over:

  • your financial products: all types of leasing and loan contracts such as finance lease, operating lease, real estate leasing, multi-account revolving credit with or without cards, fleet management, stock financing, service contracts, hire purchase, loans (allocated, not allocated, balloon loans)
  • your corporate structure: subsidiary of a bank, captive or independent company
  • the nature of the asset and/or service: all types of equipment (vehicles, industrial equipment, IT, telecom), real estate, services (insurance, maintenance, repairs …)
  • the volume of your business and the amount of your funding: from several thousands to several millions active contracts managed per database; from small over medium to big ticket contracts
  • your stakeholders: clients, distribution channels, suppliers, partners, insurers …

This front, middle and back lending & asset finance solution provides comprehensive, unrivaled business coverage from marketing to accounting:

  • Manage your entire acquisition cycle with an efficient front interface
  • Rationalize and secure your allocation process with an integrated decision engine
  • Optimize your management tasks with a powerful workflow tool
Main benefits
Our offering is robust and performing to answer all your current and future needs:

  • Outstanding performance and security: with more than 7 million contracts managed on a daily basis.
  • Quick and Easy to deploy: pre filled parameters associated to best industry market practices
  • Flexible: our solution is fully customizable and will be adapted to your specific requests to fit your current infrastructure
  • Scalable: Linedata Ekip will support your growth in terms of volumes, new financing product offering and countries
Technology
The Front of Linedata Ekip is based on Java/J2EE technology associated to service-oriented architecture. This solution is compatible with most of the industry standards (such as LDAP interfacing and SSO implementation).
The back-office of Linedata Ekip is based on the standard Oracle technology to bring performance and robustness. A set of API library is also available to be integrated within your current IT infrastructure from service-oriented approach to more conventional ones.
Services

With the experience of over 100 installations, we can offer you the benefit of our unique project management expertise. Our team is at your disposal to deal with all your set up, roll out and migration projects. We adapt to your organization and you decide on our level of involvement: functional assistance, overall integration of our solution into your architecture or working closely with integrators.

Our project methodology is based on the use of a prototype established by combining our business know how regarding the industries best practices. Our consulting team leverages our optimized and intelligent configuration engine thanks to the AGILE approach. Our technical and human expertise guarantees rapid and concrete results as well as rapidly brings your team up to speed on the application.